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To convert this into real money you would typically need to bet the credits several times, as per wagering requirements, before withdrawing as cash. There are unlimited ways for you to win extra cash and spend time playing your favorite slot game. Of course, there are many promo codes, loyalty bonuses, and sign in offers. But why would a casino give you free 5 no deposit required binuses? Nationwide, one of the biggest UK lenders, is offering a five-year fixed rate of 4.43percent aimed at remortgage borrowers with at least 60percent equity in their property.

• The fee-free deal is at 5.39percent and pays 250 cashback on completion.
• There isn’t an easy solution but something has to be done to enable more to get onto the first rung of the ladder.
• It is offering a five-year fixed rate for residential home purchase at 4.47percent.
• Government schemes such as Help to Buy are available to help bridge affordability shortfalls, but only on new-build homes.

Its lowest five-year fixed rate for remortage is at 4.89percent with a 3,999 fee (65percent LTV). Halifax has launched a range of three-year fixed rate deals for residential remortgage, available through brokers from tomorrow. The deals start from 5.08percent with a 999 fee (60percent LTV), rising to 5.64percent (at 90percent LTV), also with a 999 fee. Among other highlights, Coventry is offering a fee-free two-year fixed rate for purchase and remortgage at 5.58percent (also 65percent loan to value). It also has a two-year fixed-rate first time buyer deal at 6.39percent (95percent LTV) with no arrangement fee and 500 cashback on completion.

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For those with 20percent equity (80percent LTV), five-year fixed rates now start from 4.94percent (or 5.34percent over two years) with a 995 fee. The lender is offering a five-year fixed purchase rate at 4.69percent (85percent LTV) with no fee. Two-year fixed rates currently start at 4.44percent (60percent LTV) with a 995 fee and at 4.04percent over five-years, but these deals will rise by up to 0.25 percentage points. TSB is increasing selected fixed-rate deals from tomorrow by up to 0.25 percentage points for new and existing customers. Precise Mortgages has withdrawn five-year fixed-rate buy-to-let products at 70percent and 75percent loan to value, effective at 5pm today . Five-year deals at 70percent LTV currently start from 4.39percent with a 7percent fee (or from 4.79percent with a 5percent fee at 75percent LTV).

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The rate increases will see the bank’s three-year fixed rate residential remortgage deal rise from 4.54percent to 4.69percent. The deal has a 995 fee and is available for homeowners with at least 25percent equity in their property. Its three-year fixed rate deal for homemovers will rise from 4.44percent (at 60percent loan to value) to 4.54percent, also with a 995 fee. Virgin Moneyis nudging up the cost of a range of its fixed rate deals by up to 0.18 percentage points, while reducing selected two and five-year residential remortgage rates. Aldermore, has revamped its BTL range and launched two five-year fixed rate products for remortgage, while cutting rates on other selected deals by 0.1 percentage points.

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Halifax, the UK’s biggest lender, has increased its fixed rates across the board. Its two-year and five-year fixed rates for remortgage customers (at 60percent LTV) are now priced at 5.51percent (up from 5.36percent) and 5.12percent (up from 4.89percent) respectively. Coventry building society and a number of smaller lenders are increasing the cost of fixed rate mortgages for new and existing customers looking for a new deal, writes Jo Thornhill. Halifax has increased fixed rates again for remortgage customers – it follows two rounds of rate increases last week.

Foundation Home Loans, the specialist buy-to-let lender, is cutting mortgage rates by up to 0.7 percentage points across its owner-occupier loan range and by up to 0.35 percentage points across its BtL range. Foundation’s variable rate loans for residential borrowers now start from 5.99percent. Five-year fixed rates for BtL borrowers now start from 5.74percent (65percent LTV) with a 3,995 fee.

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It is offering a five-year fix for product transfer at 3.89percent (60percent LTV) with a 995 fee. The lender has increased rates on two, three and five-year fixed rates up to 90percent LTV for new customers moving home and remortgaging, and for first time buyers. But no providers are yet offering 0percent loans in the same way as Nationwide. The increases will apply to its two, three, five and 10-year fixed rates between 60percent loan to value and 95percent LTV, as well as its two-year tracker products.